Buying or selling property in South Australia? Congratulations! But before you pop the champagne, there's one essential process to get right—conveyancing. It's the legal transfer of property from one person to another, and if not done correctly, it can lead to delays, stress, or even losing your dream home.

To help make the process seamless, we've created a practical and easy-to-follow checklist for smooth conveyancing in South Australia. Whether you're a first-home buyer or a seasoned investor, this guide will walk you through every step.

✅ 1. Choose a Qualified Conveyancer or Solicitor

Your first step is to engage a licensed conveyancer or property solicitor who understands South Australian property law. They'll handle the legal paperwork, ensure compliance with state regulations, and protect your interests throughout the transaction.

Tip: Look for professionals who specialise in conveyancing in South Australia, have solid reviews, and offer transparent fees.

✅ 2. Understand the Contract of Sale

The Contract of Sale outlines all terms and conditions related to the property transaction. Your conveyancer will review this document to make sure everything is accurate and fair.

Things to check include:

  • Purchase price and deposit terms

  • Settlement date

  • Special conditions (e.g. subject to finance or building inspection)

  • Inclusions and exclusions (e.g. fixtures, appliances)

SEO Tip: Searching for “reviewing a Contract of Sale in South Australia” will bring up valuable resources to help you understand key terms.

✅ 3. Organise Property Searches and Checks

Your conveyancer will carry out important searches and inquiries to uncover any legal or financial issues attached to the property.

Common searches include:

  • Title search (to confirm the current owner and check for encumbrances)

  • Zoning and planning restrictions

  • Council rates and strata levies

  • Easements or caveats on the land

These checks protect you from unexpected surprises down the track.

✅ 4. Finance and Loan Approval

If you're buying, make sure you have formal finance approval in place as early as possible. Many contracts are subject to a finance clause, but missing the deadline can result in the contract falling through or financial penalties.

Bonus Tip: Talk to your mortgage broker or lender about pre-approval even before you start house hunting.

✅ 5. Conduct Building and Pest Inspections

This is a must-do step for buyers. Organise independent building and pest inspections to check for structural damage, water issues, termite activity, and other problems.

These inspections help you make an informed decision and can be used to renegotiate the price or request repairs.

SEO Phrase: “building inspections in Adelaide” or “pest inspections South Australia” can help you find licensed professionals near you.

✅ 6. Monitor Key Dates and Conditions

Every conveyancing timeline includes critical dates like:

  • Finance approval deadline

  • Building inspection deadline

  • Cooling-off period (typically 2 business days in SA)

  • Settlement date

Your conveyancer will track these dates, but it's important you stay on top of them too. Missing one could jeopardise the whole deal.

✅ 7. Finalise Insurance

Once contracts are exchanged (signed by both buyer and seller), you are legally responsible for the property. So it's essential to organise building insurance immediately—some lenders even require proof before settlement.

Hot Tip: Compare policies for coverage against fire, storm, flood, and accidental damage. Don't forget landlord insurance if you're investing.

✅ 8. Prepare for Settlement

Settlement is when ownership officially transfers and keys are handed over. Your conveyancer will liaise with banks, agents, and the Lands Titles Office to ensure all documents and funds are in order.

What you'll need to do:

  • Arrange final inspection (if buying)

  • Sign final loan documents (if applicable)

  • Transfer remaining funds to your conveyancer

On settlement day, your conveyancer will confirm once the process is complete—and you'll be the proud new owner or seller of the property.

✅ 9. Post-Settlement Tasks

Once settlement is done, there are still a few things to tick off:

  • Notify utility providers (electricity, gas, internet)

  • Update your address with government agencies and banks

  • If you've sold, cancel any insurances or services linked to the property

Your conveyancer can also provide a final statement summarising all costs, fees, and adjustments for your records.

Final Thoughts

Conveyancing in South Australia doesn't have to be a headache. With the right professional support and a clear checklist, you can enjoy a smooth, stress-free experience from start to finish. Whether you're buying your forever home or selling an investment property, following these steps will help you navigate the process with confidence.